Non Conforming Home Loan Lenders Minimum Down Payment For Jumbo Loan The minimum down payment requirement is contingent on the home loan amount. loans are capped at $424,100 for this program, meaning jumbo home loans are not eligible the 3 percent down payment..What Jumbo Loan Amount General Loan Limits for 2019 The general loan limits for 2019 has increased and apply to loans delivered to Fannie Mae in 2019 (even if originated prior to 1/1/2019). Refer to lender letter ll-2018-05 for specific requirements. maximum loan Amount for 2019Additionally, conventional conforming loans originated using Freddie Mac. (It also has the Home Possible product with up to 97% LTV, no reserves required, and non-occupant borrower allowed.).