Index — An index measures a hotel’s performance relative to an aggregated grouping of hotels (e.g., competitive set, market, submarket). We utilize indexes to measure performance in three key areas: Occupancy, ADR and RevPAR. An index of 100 means a hotel is capturing a fair share compared to the aggregated group of hotels.
An index rate is the standard that lenders use to determine the amount of interest a borrower will pay on a variable rate loan. Generally, credit cards, home equity loans, personal loans, and auto loans are variable rate loans.Unlike a fixed loan, which uses a set interest rate for the life of the loan, the interest rate on a variable rate loan fluctuates periodically.
A participation rate is the percentage that a policyholder will receive on an equity-indexed annuity. Many life insurance companies offer annuities as an investment opportunity. Companies who offer annuities decide on the participation rate for the policyholders.
For instance, the reported rate for February is the rate published on February 1, reflecting the LIBOR for January 31. Note: This monthly reported rate is a common index for adjustable rate mortgages using a LIBOR index. Prior to July 2007, the fannie mae libor rate was published as a standard adjustable rate mortgage index.
Short-term loans, with terms of seven years or less, can be cheaper now with a floating rate because the all-in cost (equal to the LIBOR Interest rate index plus a bank’s rate spread) on an adjustable loan is generally lower than the cost of a fixed-rate product.
What Is A 5 1 Arm Loan Mean Adjustable-rate mortgage – Wikipedia – Adjustable-rate mortgage. A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender’s standard variable rate/base rate.
Traffic Index is a composite index of time consumed in traffic due to job. and we are using the cite "A single tree can absorb CO2 at a rate of 48 lb. per year.
On the other hand, if the index rate goes down, your monthly payment may go down. Lenders base ARM rates on a variety of indexes. Among the most common indexes are the rates on one-, three-, or five-year Treasury securities. Another common index is the national or regional average cost of funds to savings and loan associations.
An inflation index is an economic tool used to measure the rate of inflation in an economy. There are several different ways to measure inflation, leading to more than one inflation index with different economists and investors preferring one method to another, sometimes strongly.